Joseph Zulu is a self made entrepreneur who has excelled in education by obtaining LLB, MBA and PGDM. He runs his own businesses, has worked so hard to build customer base from scratch. He focusses on Time and Money investment.

Lived low to medium cost life, Joseph is non exceptional to daily life challenge of ends meet and he positions himself managing his hard earned income with time investment. Time and Money is greatest resource for wealth creation.


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